Latitude Gem Visa Credit Card

Buy today with more time to pay*.

0% Interest Payment Plans Available*

  • 3 Months Interest free, Minimum spend $300
  • 6 Months Interest free, Minimum spend $500
  • 12 Months Interest free, Minimum spend $1,000
  • 18 Months Interest free, Minimum spend $2,000


Interest free is the smarter way to pay for things you really want today. You can manage your payments over time, without paying any interest during the interest free period.

New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only.


  • Apply at your nearest Zamel’s store
  • Get a response in 60 seconds
  • Start shopping straight away
  • Pay no interest during the promotional period



*Approved customers only. Monthly payments required (exact amounts specified in your statement). Minimum spend applies to different plan term(s): minimum spend $500 for 6 months, $1,000 for 12 months $2,000 for 18 months and $3,000 for 24 months. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. If there is an outstanding balance after the interest free period ends, interest will be charged at the Expired Promotional Purchase Rate, currently 29.99% (subject to change). Interest may also apply to other credit card transactions or if you do not comply with the T&Cs. Conditions of use set out the T&Cs of the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.